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Core banking software

Build any digital banking product on a proven foundation. SDK.finance core banking software comes white-label and ready to adapt to your vision – from neobanks to corporate banking. PCI DSS Level 1 and ISO 27001:2022 certified, it gives you security, speed, and freedom to launch without starting from scratch

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white label banking software

Core banking software with source code

Transform your banking operations with SDK.finance’s core banking software, providing full source code access for unmatched flexibility and control to handle diverse regulatory requirements, tailor your product according to your vision and adapt to various business needs.

 

High-volume transaction processing

Efficiently handle thousands or millions of transactions daily, ensuring seamless performance for large-scale operations.

 

Regulatory compliance across regions

Benefit from a platform designed with adaptability in mind, helping you manage compliance in multiple jurisdictions.

 

Full customization and control

Access to the full source code ensures you can modify every aspect of the system to meet your enterprise’s unique needs.

 

Comprehensive integration capabilities

Seamlessly integrate with third-party systems through extensive REST APIs, facilitating a smooth digital transformation journey.

Core banking system to build the bank customers will love

For individual & corporate clients
For merchants
System management features
For individual & corporate clients
  • Onboarding and 2FA ensure secure user access
  • Customizable customer profiles and settings
  • Seamless KYC/KYB integration simplifies compliance with vendors
  • Cards and IBANs linked to accounts
  • Integrations power real-time currency exchange
  • Fund transfers and payment requests
  • Payment options include links and QR codes
  • Cash operations are supported via cash points
Client-onboarding
For merchants
  • Offline payments allow transactions through POS systems or QR codes
  • Online payments are simplified with easy-to-integrate solutions like Corefy
  • User-friendly checkout experiences boost customer satisfaction
  • Effective dispute resolution supports refunds and chargebacks
  • Detailed financial reporting provides comprehensive insights
Transaction dashboard
System management features
  • Comprehensive currency and asset creation
  • Flexible fee and limit configurations allow adjustments
  • Built-in CRM and client chat enhance customer support
  • Advanced transaction monitoring ensures compliance
  • Integrated AML and anti-fraud tools provide security
  • Action history logs support audits with features like reconciliation tracking
  • Role-based access management ensures secure interactions
Built-in CRM

Designed for both retail and corporate banking

Whether you’re developing a consumer-focused neobank or a commercial banking product, SDK.finance core banking software provides tailored solutions for your needs.

Digital retail banking solution

Complete control over your product with accelerated time to market and consistent updates

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Corporate banking solution

Customize and integrate your Product with third-party services using its 470+ REST APIs.

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Share your product requirements

And see how SDK.finance aligns with your needs

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Why SDK.finance core banking solution?

Deploy your core banking system on-premises or in the cloud for limitless scalability, endless customization, and streamlined monetization opportunities.

 

Faster time-to-market

Launch your financial product in a fraction of the time it takes to build from scratch.

 

Code warranty and continuous updates

Routine bug fixes ensure Platform performance, minimizing downtime and maintaining a seamless user experience.

 

Knowledge transfer & support for your team

Hands-on training led by our experts with 10+ years of FinTech expertise equips your team to customize the Platform independently.

 

Dedicated team

Dedicated development team at your request to help you implement our solution for your product.

Related products

Corporate banking software

Available

Accelerate time-to-market, and focus on adding the necessary features to a reliable transactional core rather than build it from scratch.

View product page

Cloud banking software

Available

Enjoy the benefits of cloud-hosted software without maintenance-related issues. Reduce fintech product infrastructure, and development costs.

View product page

Success stories from our Clients

Payment acceptance

Geidea – MENA payment acceptance giant

Explore how Geidea, a leading payment service provider from the MENA region transformed its transaction settlement system by integrating SDK.finance software into its existing POS network and expanded to 3 countries.

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MPAY-wallet-and-payment-app
Digital wallet

MPAY digital wallet and payment app

Learn how MPAY, an online payment system, transformed a network of cash-in kiosks into a full-fledged payment app by integrating with SDK.finance software and expanding its capabilities.

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Mobile money

Paywell – mobile money payment provider

Discover how Paywell, a provider of digital payment solutions in EMEA, enabled mobile money payments using telecom wallet funds and enhanced financial inclusion by leveraging SDK.finance payment software.

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Nebeus multi-currency accounts, linked to Crypto & Fiat
Crypto exchange

Crypto-to-fiat solution for Nebeus

Explore how Nebeus, the innovative financial app for digital nomads and businesses, improved crypto-to-fiat connectivity and streamlined currency exchange, by using the SDK.finance ledger-based Platform.

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Super app
Super app

A Super App: Taxi, Food & Grocery Delivery, and Digital Payments

Discover how a leading Maghreb-based super app fast-tracked its fintech infrastructure using the SDK.finance source code Platform.

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Gevernment social benefits cards issuing SDK.finance Case study
GovTech

Government-Issued Social Benefit Card System

A national government built a secure, scalable social payment card system using the SDK.finance Platform under a Source Code License – in just 6 months.

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    SDK.finance Core Banking Software FAQs

    How much does SDK.finance core banking system cost?

    We offer a balanced pricing approach for our core banking solution that depends on the feature set you select, product packages ranging from basic to full-fledged to cover various business requirements.

    See SDK.finance pricing for details.

    Can I request your core banking demo?

    Yes, we provide an interactive sandbox demo environment at our product Demo page. It’s available there and then, no need to send a demo request and wait. 
    If you need more details or have any questions, do reach out to us and we’ll be in touch with you shortly.

    Is SDK.finance core banking system cloud-based or on premise?

    Our core banking software comes with the source code license and can be deployed on-premise. Learn more about the source code purchase and knowledge transfer here.

    What core banking technology is used for this system?

    You can get the details on the SDK.fnance core banking software technology stack, architecture, deployment and data migration here.

    What are the key benefits of using a digital core banking software solution for retail banks?

    Digital core banking solutions can help retail banks streamline operations, reduce costs, improve customer experience, and accelerate product development.

    How can digital core banking software help retail banks differentiate themselves?

    By enabling financial institutions to offer innovative financial products and services, personalize customer experiences, and provide 24/7 access to banking services.

    How can core banking software help retail banks reduce their operational costs?

    By automating manual processes, improving operational efficiency, and reducing the need for expensive infrastructure.

    Where do I start to get the source code of SDK.finance core banking solution?

    To start acquiring the SDK.finance source code, reach out to our team for an initial consultation. This process includes requirements analysis, a demo, and technical documentation, followed by a tailored commercial offer, code audit, and contract signing. Once approved, the source code is transferred securely, with deployment support and engineering assistance for integration.
    Get more details

    How core banking software works?

    Core banking software is the central system that manages a bank’s key operations in real time across all branches and digital channels. It connects customer interfaces like apps or ATMs with the bank’s central database, verifying transactions, updating balances, and recording data instantly. Modern core banking solutions, such as SDK.finance, use a ledger-based architecture and APIs to process thousands of transactions per second, ensuring speed, security, and compliance while helping banks deliver seamless digital services.